I have YNAB on an old laptop that is no longer in use and lives in the closet of our spare (read as JUNK) room. In an effort to meet the New Year with better organization and more conscientious spending, I thought I'd revisit it.
Are there any current YNAB users here who can offer any advice? I was terribly confused the last go around with "supplemental" and "primary".
And here is a new thing. With due diligence, we are starting out the year with all January bills paid. The paychecks in January (6th and 20th) will go toward February's bills, and I will be paying $3,000 towrd the credit card debt, which we hope to reduce significantly this year.
Revisiting YNAB
January 4th, 2012 at 06:11 pm
January 4th, 2012 at 07:33 pm 1325705585
January 4th, 2012 at 11:32 pm 1325719936
January 5th, 2012 at 01:17 am 1325726226
The basic difference between "primary" and "supplemental" is that:
primary = your main income source(s)
supplemental = ebay sales, swagbucks gift cards, survey income, etc., etc.
Unless you *really* want to separate those two types out, it won't hurt your budget at all to put any and all income into "primary" and forget about supplemental.
January 5th, 2012 at 10:32 pm 1325802747
January 6th, 2012 at 02:15 am 1325816121